Featured Case Studies
ESG made easy, for financial advisors
A growing body of research indicates that ESG (environmental, social, and governance) investing has reached a tipping point. Amid the news events of 2020 and calls for social change, investors are increasingly interested in the purpose and impact of their investments. Still, many financial advisors have found it challenging to enter this discussion. Building an ESG offering can be time-consuming. And talking to clients about their values can be awkward.
Adapting to COVID-19: Accelerating the paperless office
As the COVID-19 pandemic shuttered workplaces around the world, organizations raced to pivot to remote work. Fidelity rolled out a comprehensive strategy to minimize exposure to the virus and protect the communities we serve. Nearly all of our colleagues were working remotely by the end of March. Major advances had already been made towards the goal of a fully paperless office—but the pandemic urged our teams to move even faster. At this time, a small team at Fidelity Labs was already developing FidSafe for Business—a secure document-sharing platform for our associates, customers, and other users.
Streamlining student debt repayment
Imagine being a new graduate with multiple student loans from multiple providers, and multiple options for repayment. For many new grads, student debt is the first big personal finance problem they’ve ever had to deal with. Financial literacy isn’t formally taught, so the cognitive load of figuring out student debt repayment can feel impossible.
Optimizing near-term savings goals
Thanks to providers like Fidelity, people can rely on easy, convenient systems to stay on track with retirement savings. But when it comes to saving for near-term goals (think: vacation, house, or wedding), people tend to be less organized. Some rely on a basic savings account and miss out on other options, like investing. Others lack visibility into how, when, or if they’ll reach their savings goals.
Easing the burden of estate planning
In the event of our death, we can ease the burden of passing along our estate—which comprises everything we own—by having a plan. But too many people don’t think they need a plan. And the process is expensive, intimidating, and depressing. As a result, two-thirds of Americans who should have an estate plan don’t.